Competitive car finance at Hodgson Toyota

We aim to bring you plenty of choice, which is why all new Toyota cars can be bought on finance at any Hodgson dealership. Monthly payments make it easier to anticipate your motoring costs. In comparison to a loan, a finance agreement could be the more affordable way to pay for the vehicle you need.

Decide on the Aygo, Yaris, Auris or any other Toyota, and then choose the most suitable car finance. The monthly payments are fixed, and in most cases this also applies to the interest rate.



Here in the UK, there are three main vehicle finance options:

  • Personal Contract Hire (PCH)

For motorists who want full use of a vehicle without owning it, PCH is an attractive option. Essentially, you rent the Toyota with no option to purchase. This ensures you avoid depreciation and the expiry of any warranties on the vehicle.

  • Hire Purchase (HP)

Own a Toyota by making monthly payments over a fixed term. If you have the ability to make a higher deposit on Hire Purchase, you could select a car that may otherwise be outside of your price range.

  • Personal Contract Purchase (PCP)

Many motorists choose PCP for the flexible terms and the choices when the agreement ends. A 'balloon payment', or Guaranteed Minimum Future Value (GMFV) of the car applies. Pay this off to own the Toyota or return the car with no further payments to make.



Contact either of our Hodgson Toyota dealerships – in Gateshead and Newcastle – for expert advice on car finance. You can also call or email us to book a test drive in a new Toyota.

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